Dipolog Houseand Lot For Sale

Dipolog house and lot for sale

Buying Property in the Philippines

Foreigners who make their home in the Philippines usually go for Manila real estate, regardless of whether it is to lease or to buy. You will find many advantages to residing inside the key metropolis, for example proximity to international and nearby companies, colleges, hospitals, eating and amusement services, as well as shopping destinations. Unlike real estate located in the provincial locations, Manila real estate is usually regarded as to be prime locations by real estate brokers. Every little thing is centrally located, using the Makati CBD, Ortigas CBD, and Bonifacio Global City inside close proximity to one another. If you are planning on renting a space in one of these choice Manila real estate locations, ensure that your home includes these important utilities.

Provincial cities such as Dipolog and Cebu are growing in stature and can offer great savings and of course are well provided with utilities.

The very first utility you have to create certain that's in place in your Philippine real estate rental is water. In this situation, the drinking water service supplier is Dipolog City Water District supplies the city with potable water. It has six deep well pumps with a combined output of 130 litres per second and operates 15 hours a day. To compliment this, 105 deep wells with hand pumps and 20 springs have been constructed in the remote barangays as a source of water.

The second utility is electricity and this is brought to light by the Zamboanga del Norte Electric Cooperative (ZANECO) provides the City with power services. The source of power is the Maria Cristina Hydro-Electric Plant under the control of the National Power Corporation - Mindanao Grid. The city is supplied with 15 MVA by two of the three sub-stations of ZANECO..

The third utility is a phone line. If you invest in Philippine real estate, ensure the property has provisions for phone lines. Having a phone line is useful in unexpected emergency situations, for example someone in your home getting sick and you should contact a medical facility or a fire breaking out in your kitchen area and you have to get in contact with the nearby fire department right away. They are unforeseen occasions that make getting a phone line important Dipolog, just like other developing cities, is well equipped with telecommunication facilities. As of present, there are two cell sites that provide mobile communication, one company that provides digital direct dialling system. Domestic and direct-distance dialling is provided by Cruztelco Digital System - PLDT.

The fourth utility is an Internet connection, which works hand in hand using the phone line. The major phone utility company, PLDT, is one of the top suppliers of DSL, or Digital Subscriber Line functionality. With this technology, Internet data are effortlessly transmitted through a normal phone line. You will find several cable Television businesses that provide this kind of Internet services. Whatever you decide, ensure your Dipolog real estate property has a reliable connection that will permit you to keep in contact with your family members and pals in your home country.

The last utility is cable television, but this really is currently being overtaken by the Internet as the quickest source of information as well as other important data. Cable television, nevertheless, gives you with a great form of amusement right after you have put in a long day at the workplace or you need to give your youngsters a break.

Dipolog house and lot for sale

Dipolog Houseand Lot For Sale

Dipolog house and lot for sale

Site Visit

The current bad weather has slowed progress on our Dipolog house and Lot and when we visited the site yesterday the workers were still pouring the concrete for the walls. This is quite a slow process with buckets of concrete having to be lifted to the top of the shuttering and then poured.

The outlines of all the ground floor rooms is now complete including the spaces in the living area where patio windows will be fitted. A door frame has been added to the space under the stair, where the electrical panel will be situated, which will also provide a storage area for some of my adventure gear.

The pillars for the car port and balcony have been incased and are ready for concrete pouring. During our visit we picked up a copy of the list of fixtures and fitting that have been ordered for the completion of our Dipolog house and Lot.

We are still awaiting confirmation on how our hot water will be supplied, so need to chase up the architect and site engineer on this matter when we next visit.

New photographs have been added to Dipolog house and Lot Album/

Dipolog house and lot for sale

Dipolog Houseand Lot For Sale

Dipolog house and lot for sale

Inter Island Travel

If you decide to buy a Dipolog house and lot, the chances are you will need to travel and there is a wide choice, Land, sea and air

Safety of Aircraft

Two main airlines serve Dipolog with daily flights to Manila Philippine Airlines and Cebu Pacific and can be regarded as safe.

Safety of Ships Another important thing to be concerned about it boat safety on the inter island boats. The Philippines is an Archipelago, and is serviced by ferries, some very modern ones, on group called Philippine Super Ferries. They look like ocean liners, have sleeping accommodations, nice meals, and private cabins at reasonable prices. Some are called Super Cats, very fast, just go for a couple of hours to the next island and give you time to watch a video movie, have a hot dog and cup of coffee from the snack bar while relaxing in air-conditioning. Some but some Philippine inter island boats look like they are going down for the third time. And they may be.

But there are many ferries that are not well maintained and overcrowded especially during holiday times, All Saint Day, Christmas, and other holidays not a popular. Tickets are hard to get at those times. And if you get one, you may not even have life jacket and be very uncomfortable and not be safe. But if you pick your time and your ship using a reputable travel agency and do so in advance, you should have a comfortable trip.

Roads The main Philippine high from Manila passes through Dipolog city, there are however a number of RoRo ferries in between Manila and Zamboanga. The roads are generally good but you have to watch out for the rural buses buses and Jeepneys which have a bad habit of stopping on blind corners. You also need to get used to the chicanes outside schools, so its best to travel at weekends.

There are isolated spots in the Mindaneao where there is some danger from terrorists, generally the Muslim areas where you will note an increased presence of both military and police road blocks. generally advice do not stop at unofficial road blocks. I rely on the British FCO for information and this is the latest news There is a threat from kidnapping in the Philippines, particularly in the southern Philippines. Kidnapping could occur anywhere, including on coastal and island resorts and dive boats and sites in the Sulu Sea. On 12 July two US citizens and a Philippine national were kidnapped from a resort on the island of Tictabon near the southern port city of Zamboanga.

Dipolog house and lot for sale

Dipolog Houseand Lot For Sale

Dipolog house and lot for sale

Buying Property in the Philippines

The Philippines are very protective when it comes to owning land in Philippines and if you are not a Philippine citizen there are a few options you can consider.

Family Links

As mentioned above, one must be a Filipino citizen to buy property and have it under their name. But, there are a few ways around this. A foreigner person can actually inherit land if they are a legal or natural heir, meaning acquisition by hereditary succession. A foreigner owning land hereditary is a rare instance, however.

The most common way of owning property would be if the foreigner person marries a Philippine citizen. The land title in this case, would be under the Filipino or Filipina's name. But in the event that the Filipino spouse dies, the property should remain in the hands of a Filipino. In such an instance, the foreigner may give the property to his Filipino children. If he doesn't have children, he may pass the property to a relative of the deceased Filipino spouse, or he may simply sell the property.

If you don't wish to become involved with a local spouse there are another couple of way to purchase property

Form a Filipino Corporation

A corporation is also an entity that acts as an individual. This entity is allowed to borrow, lease, and purchase property. In light of this, the Corporation can legally buy property as if it were an individual purchasing the property.

In the case of a foreigner buying property with a corporation, the corporation must be at least 60% owned by Filipino citizen/s and have at least five people within the corporation (this also includes the foreigner). And so, the foreigner can own up to 40% of the property.

Foreigners can legally own Condominiums

Condominiums are treated somewhat differently. This somewhat also follows the corporation principle of the 60%- 40% rule. Foreigners can own up to 40% of the development when they purchase a units they becomes a stockholder of condominium corporation.

Leasing Philippine Real Estate The final option for the foreigner is that they or or their corporation can go into a leasing agreement with a Filipino who owns land. The lease can be held long term and the foreigner can enter into an initial 50-year contract that can be renewed for another 25 years. Any property built on the land is legally owned by the foreigner.

Dipolog house and lot for sale

Dipolog House and Lot For Sale

Dipolog house and lot for sale

Why Not to Use Hollow block

Hollow blocks is a backyard industry in the Philippines' and is not regulated. Hence, mostly the quality is poor. Drop a block on the floor and it breaks in many pieces. they are bot recommended to build your Dipolog house and lot.

Hollow blocks are nothing more than stones that you stack between the columns like Lego so you can make an opening in it to place the windows or doors; They cannot carry loads, the columns do that). They have no other function than being a wall. It's the cheapest way to make a wall but they are weak and they have to make the wall 4 inch or 6 inch thick to become strong enough. Consequently the wall becomes heavier than necessary. And since the wall consists of weak hollow blocks mixed with strong reinforcement bars, there is 'the weakest link factor' that makes the (too heavy-) wall prone to forces that want to find a way out and results in cracks.

The strength of a hollow block wall is much less than poured concrete walls.

Hollow blocks also need to be plastered (covered with a separate thin layer of a cement/sand mix) which is time-consuming and it might crack; exposing the steel reinforcement bars which will rust.

When using blocks the columns (posts and beams) carry the second floor and/or your roof. Hence the weight of your house put pressure only on the little footings of the columns and you have to be pretty sure that your soil can hold that.

Now compare that with poured Concrete Walls which are strong enough to carry the next floors and roof. The weight of your house put pressure on the walls columns and beams. That's a much bigger surface.

Dipolog house and lot for sale

Dipolog house and lot

Dipolog house and lot for sale

site visit

Today we made a short site visit to our Dipolog hose and lost for sale at Mediatrix Hills Upper Turno. The changes to both the front and dirty kitchen doors frames have been completed. There remains two sections of walls to be completed where we will have patio windows installed, so hope by the time we visit again the walls will have been poured

We raised a couple of issues with the resident engineer, one being the installation of a telephone point in the upstairs family area, and the other question as to the arrangement for hot water supplier to all sinks , basins, showers and bath. we also clarified that windows will be sliding type. we also questioned changing out the air con unit in the master bedroom from a window type to a split unit.

We took some general photos of the site which will be publish in due course. We are satified with progress and the site visits allow us to keep on top of progress in building our Dipolog house and lot for sale.

Dipolog house and lot for sale

Dipolog house and lot

Dipolog house and lot for sale

Buy or rent

Every year, prices go up and the population grows which keeps the market fairly balanced. Since there's few chances of getting a modern Dipolog house and lot on sale, some people try to rent but again there is a shortage of modern houses.

There's a fine line between buying and building your own house. If you have means of construction resources, easy access to construction suppliers and source of workers to the difficult parts of the construction, you can save not only your money but your time finding prominent workers as well.

In addition, you can modify your home for your needs and aesthetic taste. Furthermore, if you plan to build a house where market is stable, you'll appreciate it when the time you are ready to move and the market goes on upward prices.

On the other hand, if you plan to buy an existing house or lot, it allows you to move in quickly but might not contain all the features you want.

The only problem in buying a Dipolog house for sale is if it not finished to the standard you require. Make sure your house is worth the wait and matches the taste and preference of your dream home. You can modify your Dipolog house and lot designs to incorporate the features that fit your lifestyle.

Dipolog house and lot for sale

Dipolog house and lot

Dipolog house and lot for sale

Purchase tips

Here are some tips a buyer must remember before buying a Dipolog house for sale or any other property in the Philippines, especially if you are buying a single property from an individual.

1. Make sure the "Transfer Certificate of Title" is authentic. The easiest way to check if the title to the property you are buying is authentic is by getting "Certified True Copy" of the title from the Register of Deeds. This office is usually located at the city or municipal hall where the property is located. Ask the seller of the property for a photocopy of the title -you will need the title number and the name of the owner to get a certified true copy of the title from the Register of Deeds. Check they are the same.
2. Verify that title is clean - meaning the property is not mortgaged (no liens & encumbrances on the property). You can see that at the back of the title with the heading "Encumbrances". This page must be empty if you are told that the title is "clean". But sometimes the space for the technical description of the property on the front page of the title is not enough and the description of the property is continued on the "Encumbrances" page, this is of course all right.
3. Make sure that the land described on the title is really the land that you are buying. You can validate this at the Register of Deeds or by hiring a private land surveyor or a geodetic engineer. Land titles don't have any street name and number to pin point a property, it is a must to confirm that the actual property you are buying matches the technical description on the Transfer Certificate of Title.
4. Make sure that the sellers are the real owners. If you are buying from an individual property owner, ask for identification papers like passport or driver's license, it is also a good idea to talk to the neighbours or the Barangay Captain to confirm the identity of the sellers (you might as well ask some history of the property).
5. Confirm that the yearly real estate taxes are paid. Ask for certified true copies of the Tax Declaration and original Tax Receipts to confirm that real estate tax payments are up to date.

If the above check list is in order, it is generally safe to proceed with the purchase of real estate in the Philippines.

Dipolog house and lot for sale

Dipolog house and lot

Dipolog house and lot for sale

Construction standards

When you have you Dipolog house and lot built in a gated community the developer will probable have a contracted labour force who can produce a reasonable standard result. I know from experience that often house construction is undertaken various members of the family who have little or no formal experience and to be honest qualified workers often go overseas where they can earn more money.

General workers are as the their title says general workers but not experts in any particular field and this can cause problems. One day they are working on the walls, the next the wiring and then the plumbing, so you need to keep an eye on things otherwise you may find shortcuts are taken. Wiring or appliances not earthed, switches installed the wrong way around. Concrete not given enough time to mix in the mixer before being poured, bath units installed and supported by sand or other rubbish

It is advisable to pay regular visits to your Dipolog house and lot to check progress and correct any errors before they are hidden from site with the potential to cause problems at a later date.

Dipolog house and lot for sale

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